
The injured party in a tractor-trailer crash who only sues the driver is leaving money on the table. In Ohio, the trucking company is almost always a proper defendant, and in most cases it carries the policy and the corporate structure that actually pays the damages.
Ohio law and federal motor carrier regulations give plaintiffs multiple paths to hold the company accountable. Some are vicarious—the company pays because its driver caused the crash. Others are direct—the company pays because of its own conduct in hiring, training, supervising, dispatching, or maintaining the fleet that put a dangerous truck on the road.
Under Ohio’s longstanding doctrine of respondeat superior, an employer is responsible for the negligent acts of an employee committed within the scope of employment. A truck driver hauling freight on a dispatch is acting within scope. If the driver runs a red light or follows too closely and causes a crash, the trucking company is legally liable for the resulting injuries—regardless of whether the company itself did anything wrong.
This is why naming the company as a defendant matters. The company carries liability insurance designed specifically to cover the driver’s negligence. Federal law requires interstate motor carriers to maintain at least $750,000 in liability coverage under 49 CFR § 387.9, with most general freight carriers carrying $1 million or more. Hazardous materials haulers carry $5 million or more. The driver’s personal auto policy is irrelevant when commercial coverage is in play.
Some trucking companies classify drivers as independent contractors and argue this insulates them from vicarious liability. For safety purposes, federal law disagrees. Under FMCSA regulations, the motor carrier whose DOT authority is on the truck is responsible for the operation of that vehicle—even if the driver is technically a contractor or owner-operator working under lease.
Defense lawyers raise the independent contractor argument frequently. It rarely succeeds when the truck was operating under the carrier’s authority and hauling the carrier’s freight.
Beyond vicarious liability, trucking companies can be sued directly for their own negligent conduct. The most common direct claims include:
Negligent hiring. The company hired a driver it knew or should have known was unsafe—prior DUIs, repeated hours-of-service violations, license suspensions, or a history of preventable crashes. Federal regulations require carriers to verify employment history, run motor vehicle records, and conduct pre-employment drug tests. Skipping these checks creates liability.
Negligent training. The company put a driver on the road without adequate training on the specific equipment, the routes, fatigue management, or emergency procedures.
Negligent supervision. The company ignored ongoing violations—falsified logs, repeated speeding, customer complaints—instead of correcting or terminating the driver.
Negligent retention. The company kept a driver after evidence of unfitness should have led to dismissal.
Negligent maintenance. Brake failures, tire blowouts, and steering defects are often traceable to skipped or shoddy maintenance. Federal regulations require regular inspections and repair documentation.
Negligent dispatching. The company assigned routes or schedules that effectively required the driver to violate hours-of-service rules.
Negligent entrustment. The company put a vehicle in the hands of a driver it had reason to know would operate it unsafely.
These direct claims often unlock punitive damages under O.R.C. § 2315.21 when the company’s conduct shows conscious disregard for highway safety.
A complete truck case often involves more than the driver and the carrier:
Each potential defendant may carry separate insurance. Identifying all of them takes investigation in the first weeks after the crash.
Direct claims against the carrier require evidence the company would prefer you never see:
Some of this evidence is destroyed on a routine retention schedule unless preserved. A spoliation letter—a formal legal demand to retain evidence—must be sent within days of the crash. Waiting weeks can mean losing the records that prove the case.
Ohio applies modified comparative negligence under O.R.C. § 2315.33. You can recover if you’re 50% or less at fault, but your award is reduced by your share. At more than 50%, recovery is barred. Defense lawyers in trucking cases routinely try to shift fault—arguing you cut off the truck, braked unsafely, or were distracted. Independent reconstruction and physical evidence rebut these claims.
Two years from the crash date for personal injury under O.R.C. § 2305.10. Two years from death for wrongful death under O.R.C. § 2125.02. The clock does not pause while you negotiate with the insurance carrier.
Suing only the driver in a trucking case usually means leaving money on the table. The driver’s personal assets are limited. The company’s insurance, by contrast, is substantial—and direct claims against the company often expand both the legal theories available and the scope of discoverable evidence.
The Jones Firm represents Ohio residents and families in serious commercial truck cases. We identify every responsible party, preserve the evidence that disappears within weeks, and pursue both vicarious and direct claims against motor carriers. Contingency fee—no costs unless we win.
Call us or request a free consultation to discuss your case.